So the day of the hearing “can not cover due to the condition x” are rapidly coming to an end. However, do not be so quick to leave your company offers and group plans are still probably too expensive! The health care reform that was passed not long ago as you may think it does.
a health insurance agent myself, I can not say how many people I talk to every day believe it will be immediately eligible for (individual health insurance) medically endorsed plans. I can not say how many of them believe that there is more to the bill that really exists. The short and sweet of it is: Hold your horses! Nothing that went into effect immediately. In fact, unless a child under 19 years will still be rejected for medical conditions until the year 2014! As of September 23, 2010, children under 19 years will no longer be denied due to medical conditions and it is. The rest of us will have to wait almost 4 years to feel the impact of health reform. Well, except for unavoidable raise our taxes to support it, it should come fairly quickly. In any case, many people heard on health care reform “and” no more denials “and jumped the gun they want policy issued immediately and the people, that’s not the way it will work.
Speaking to a hundred people a day, a point often overlooked by them. Insurance companies charge a monthly premium based on things like height, weight, age, or not taken medications and overall health, denying those whose medical background is too risky. There is a reason for this, the insurance companies do not want to go bankrupt by paying claims for the chronically ill. Now that health reform has past, let me ask you a question quite logical: if the insurance companies come 2014 and can not deny people because it means medical conditions, are forced to take which, unfortunately, have things like cancer, AIDS, emphysema, COPD, diabetes, etc. Where is the money going to come to help pay these claims inevitably big place, the answer is: YOU! Each one of you. Not only the sick, but healthy. In 2014, one of two things will happen. Fees or around the world is going to jump astronomically …. or private insurance companies go bankrupt. This simple fact seems lost somewhere in translation between the excitement of finally be able to get coverage and sit and think about what it really means to us all. To the man who just had a heart attack and can not get coverage at this time because of it, sure he can feel much better knowing that there is something out there that eventually will help, but at what cost? If the insurance company you choose in 2014 is willing to accept, but at 00 per month was really as great reform as many do seem to be? Probably not. Most people can not pay the fees as they are now much less every one is considered acceptable. I’ll let you in on a little information that actually should be common knowledge by now, health reform did nothing to put a limit on what insurers can charge. Therefore, if you can not have medical coverage because of health conditions or because you can afford, ultimately, what is the common? You still have medical coverage.
company health insurance are having a pre-emptive way. Many of the carriers in each state have been recalled after child’s only October 1, 2010. That is, they will not issue policies to children under 19 years and in some cases younger than 26 years. Why? Because as I said before, from September 23, 2010, which continue to cover children only have to accept sick children. Again, there was nothing in this bill requires insurance companies to stay in business just for kids . In fact, there are very few options for parents coming to see what it is now 7 days away.
What is this reform of the health care really? Well it depends on personal opinion. There are some who believe that the intent of this project is to bankrupt the insurance companies, the country’s transition to a state of having social health care. In other words, the United States. UU. become a socialist nation and would be a new hands-on manner rather than telling people “hey, we’re moving toward socialism and that we will start with their health,” just pass a law looks good on the surface, however, has a hidden agenda in the background. Again, these are just the opinions of some, and probably do not represent the opinions of the masses. However, it does make you think, if This project aims to really help Americans access to health services in the private sector and keep the insurance companies, so why no provision in the bill that would prevent them from leaving the market where children are concerned and why there is no provision to put a limit on what insurers can charge
“Therefore, I will go without health insurance if you can afford once the bill takes full effect. “Not so fast! If you can not afford to pay health insurance, how will you be able to pay the fine for not having it? Great, you ask? However, another fact that is lost in translation is that if you do not have health insurance are one point in 2014, and you are not eligible for a federal program of a species, such as Medicaid, and then impose an annual penalty. If you do not pay the fine, which increases first, and if not paid, you are looking for in prison. In the United States as it is now, the only times is health insurance and time in Prison goes hand in hand is when someone commits insurance fraud or when the company does something unethical and we see the CEO going to prison. Come 2014, we will see health insurance and jail time for those sharing a relationship do not buy it!, like many of you know, but for those who do not, which is against the Constitution. But that’s another topic for another time.
The conclusion, while many are both for and against health care reform, there are a lot of facts that people do not seem to take into account. Therefore, to summarize, unless you are under 19, see no change in its acceptance for health coverage until 2014. They come four years from now, the health insurance rates will soar, placing coverage outside the reach of many. A few years after that and maybe even before they will most likely see many insurance companies out of business, it will not be capable of keeping up with demand and, finally, if you buy health insurance, which face to fines and possible jail time.